## Manulife
- Cost: 82/year = 984
- Cost: 91.20/year = 1094
- Savings
- 525
- dental
- 400
- 75 (150/year)
- 250,000 lifetime
- Â The TELUS LivingWell Companion and TELUS SmartHome Security are a combined benefit. You can select one of these two benefits for six months every three years. Manulife cannot guarantee the availability of this benefit indefinitely
- Plus health
- 1000
- Plus writeoff of 1094 = 200ish saved
## Manulife Costco
- Annual payment is 864
- 90% of 722, up to $650
- $6.50 dispensing fee
- 70% of first 500, total $350 for dental
- 125 annually for vision
- Total would be 1125, plus tax rebate